Categories: Stories

How to buy a house for less than half its price- One

If you look at any urban centre or growth point today, you will notice that most of the cheap houses were first taken by so-called migrant workers, foreigners who may have become citizens of the country, but originating from Malawi, Mozambique or Zambia.

Next comes indigenous people coming furthest from that centre: Shonas in Bulawayo, Ndebeles and Karangas in Harare, Zezurus and Korekores in Masvingo, and so on.

Those who lost on getting cheap accommodation are now crying foul. Some are even calling for foreigners to go back to their countries of origin. If the occupiers are indigenous, they bring in tribalism and regionalism. Yet they are entirely to blame because they lulled themselves into a false sense of security by believing that since their communal homes were close by, they did not need a house in town.

All this shows is that it has now dawned on them that they need houses in town and not just in communal areas. After all, a house in the urban area provides what everyone requires when looking for finance- collateral security.

The one in the communal are does not.

Unfortunately we cannot turn back the clock of history. Houses are now more expensive than they were, even 10 years ago. But though expensive, one can still buy a house and save thousands of dollars on the mortgage by simply not taking things for granted.

A little ingenuity and talking to the people who give you finance will save you thousands of dollars.

It was for this reason that I decided to write this book. I know you can save thousands of dollars.

I did it and saved thousands of dollars. You can do the same if you follow the simple advice I will give you.

I will begin by telling you my own personal experience so that you can really see how easy it is to do, provided you are willing to follow my advice.

If I did it, why can’t you do it?

After all, I am just an ordinary worker like most of you.

The fact that you have bought this book (or are reading this story) clearly shows that you want to do it. Don’t let anything stop you now. Get rid of that inborn but highly erroneous belief that you cannot do it. You can.

See you next week

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This post was last modified on January 15, 2017 2:31 pm

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Charles Rukuni

The Insider is a political and business bulletin about Zimbabwe, edited by Charles Rukuni. Founded in 1990, it was a printed 12-page subscription only newsletter until 2003 when Zimbabwe's hyper-inflation made it impossible to continue printing.

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