Categories: Stories

AfrAsia Bank Zimbabwe haunted by its past

Mauritius-based financial services group, AfrAsia Bank Limited says its Zimbabwean operations collapsed due to legacy issues and failure to find a new investor for the troubled bank.

The group last year moved to ring fence the local operations to avoid the risk associated with its poor performance diluting its overall position.

“The difficulties that AfrAsia Bank Zimbabwe Limited (ABZL) was facing arose primarily from legacy issues within the bank and the difficult economic environment within the country,” said James Benoit, chief executive of AfrAsia Bank Limited (ABL)in a statement.

“We have, over the past months, been working diligently to shore up liquidity and capital, in order to provide tangible and sustainable solutions to the current situation faced in Zimbabwe. Discussions with one international investor had reached an advanced stage but we were unable to get through to a conclusive agreement on satisfactory terms and conditions.”

The development also leaves the group’s two other units – microfinance firm MicroKing, which had already been put up for sale, and asset manager AfrAsia Capital Management (ACM) facing an uncertain future.

The Reserve Bank of Zimbabwe last week cancelled the local unit’s operating licence after determining that it was no longer in a sound financial condition.

Since the introduction of a multiple-currency system in 2009, Zimbabwe has been going through an economic slowdown due to liquidity challenges and a fragile global financial environment.

The harsh economic environment has seen several banks including Capital, Genesis, Royal, Trust, Allied and Tetrad Investment Bank collapsing in the last three years.

Benoit, however, said the termination of ABZL’s banking activities in Zimbabwe will not affect in any manner whatsoever the operations, clients and commitments of ABL in Mauritius and other parts of the world.

“AfrAsia Bank Limited remains a financially solid institution, well capitalised with strong local and international shareholders,” said.

Early this year ABL decided to exclude its Zimbabwean subsidiary from the group’s consolidated accounts in a move it said will “isolate any additional risks”.

Arnaud Lagesse, the ABL chairman, said entities of the group would be split between a banking cluster and a non-banking cluster – and within the banking cluster, the Zimbabwe entities were going to cease to be subsidiaries of the bank and would be held separately.

“Dealing in Africa is not risk free, as our investment in Zimbabwe has demonstrated,” he said in the group’s 2014 annual report.

“Concurrently, we have ensured that the risks of Zimbabwe are ring-fenced and do not affect our main stream operations on the AfrAsia Bank balance sheet,” he said.- The Source

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Charles Rukuni

The Insider is a political and business bulletin about Zimbabwe, edited by Charles Rukuni. Founded in 1990, it was a printed 12-page subscription only newsletter until 2003 when Zimbabwe's hyper-inflation made it impossible to continue printing.

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